Owatonna, MN


Jana H. Effertz Law Office P.A.
Justice scale Husband and wife arguing Petition for bankruptcy file Bronze lady justice Estate planning

Help with difficult financial and

family situations

Make the right legal choices

At the Jana H. Effertz Law Office P.A., we understand you could be facing a tough

legal situation.

Whether you’re dealing with too much debt due to divorce, medical bills, unemployment, or credit cards, we’ll help you decide whether Chapter 7 or Chapter 13 Bankruptcy protection is right for you. We can also help you with highly charged emotional cases involving divorce, child custody, child support, and more.


Call us today for a free initial consultation.